Creditor Advisory Services
Acadia Senior Living also provides support to creditors (e.g., lenders, financial institutions, and investors) who have interests in senior housing communities, particularly when loans or investments are distressed or underperforming. By leveraging our services, our clients can protect their investments, mitigate losses, and identify viable pathways to recover value in this highly specialized and complex sector.
For Secured Lenders
Benefiting from having worked at a large, regional Boston-based bank, we have expertise in the regulatory framework and credit management processes of secured lending, ensuring our advice is provided with careful consideration of factors that may indirectly affect our clients.
We support secured lenders by delivering the insights and guidance required to assess asset conditions, explore alternatives, and make informed decisions to manage loans secured by senior housing asset —
- Develop a detailed understanding of historical operating metrics and the primary factors influencing projected performance.
- Conduct thorough analyses to evaluate the borrower’s ability to successfully execute initiatives, budgets, or business plans.
- Examine balance sheet strengths, constraints, and opportunities to ensure all options are considered comprehensively.
- Perform an in-depth review of historical and forecasted cash flows, with a focus on the borrower’s forecasting methods, to establish a clear perspective on their liquidity outlook.
Acadia Senior Living equips secured lenders and their legal advisors with essential guidance to develop and implement effective loan management strategies, including —
- Scenario modeling and analysis
- Strategic negotiation support
- Assistance with remedy implementation
Other Creditor Advisory Services
Our expertise in supporting secured lenders also enables us to advise committees, individual creditors, stakeholders, buyers, and investors. We deliver thorough diligence, strategic insights, and tactical guidance to help maximize returns or recoveries.